Personal Loan

Loan against property for Registered Rural & Urban Businessmen

Loan Limit:

• Rural Area - Rs. 25.00 Lac
• Urban Area - Rs. 40.00 Lac
• 60% of Property Valuation
• Non-Agri Property

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Loan against property for Salary earners, Educational expenses, Home Renovation, Purchasing of Shop / Home

Loan Limit:

• Rs.40.00 Lac or up to 65% deduction
• For other employees up to 75% deduction
• 60% of property valuation

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Unnati Loan Scheme - (a) 50% of properties valuation (b) 20% of business turnover for Medical shop / Stationery shop / Hotel businessman etc.

Loan Limit:

• Rs. 20.00 Lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Unnati Loan Scheme M.T. for purchasing shop, Godown building

Loan Limit:

• Up to Rs.10.00 Lac or 70% of Plan estimate / valuation

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

(For Rural & Urban Businessman) N.A. or Agricultural property, 50% of property valuation

Loan Limit:

• For petrol pump Holder Rs.20.00 Lac. (I.T. return essential)
• For small Businessman Rs.5.00 Lac. or 20% of 3 months Bank A/c turnover (I.T. return not essential)
• 50% of Property valuation

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Govt. approved Annasaheb Patil Economical Backward Development Corporation - For the Business of non employed youth Maratha community

Loan Limit:

• Rs. 10.00 Lac
• 50% of immovable / Agriculture Land Valuation

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

For all types of Salary Earners / Businessmen

Loan Limit:

• Rs.25.00 Lac
• Salary Earners - up to 75% of salary deduction
• Businessman - 50% of I.T. return
• Self investment - 20% of estimate ECS service is available

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Jay Jawan Home Loan Scheme for Soldiers of Indian Army

Loan Limit:

• Rs. 25.00 Lac
• Up to 75% of Salary deduction
• Self investment - 20% of estimate ECS service is available

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

For Salary Earners

Loan Limit:

• Rs. 25.00 Lac
• 90% of estimate ECS service is available

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Humsafar Scheme - For transport Business & Individual use, For New 2 wheelers /4 wheelers

Loan Limit:

• 2 wheeler - Rs. 2.00 Lac
• 4 wheeler - Rs. 10.00 Lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Over draft limit sanction as per 12 months average Salary

Loan Limit:

• Rs. 7.00 Lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Over draft limit sanction as per 12 months average Salary

Loan Limit:

• Rs. 5.00 Lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

For Anganwadi Sevika & Asha workers, Loan limit sanction as per 8 months average salary

Loan Limit:

• As per 8 months average salary

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

For Medical treatment & Primary Expenses. As per 15 months average pension

Loan Limit:

• Rs. 1.00 Lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Home appliances purchase scheme for Salary Earners

Loan Limit:

• Rs. 1.00 Lac / 75% of Quotation

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

For purchasing Omkar Solar System for Farmers, Servants and Businessmen

Loan Limit:

• Rs. 1.00 lac

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Loan Limit:

• Rs. 2.00 Lac
• Rs.2,200/- per gram Gold / Ornaments

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Loan Against National Saving Certificate

Loan Limit:

• Up to 85% of deposit amount

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .

Loan Limit:

• 90% of Quotation
• Self investment - 10%

Documents Required:

• Income proof
• Adhar Card
• Any other documents required by the Bank

* Terms and conditions of the scheme are subject to revision, for details contact nearest branch. .